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Chime is a financial service provider that offers cash advance services up to $200. Check out my list of the best cash advance apps to help you decide. Here are the best cash advance apps you can use today to cover you until your next payday: Payday advance apps (also known as cash advance apps) allow you to borrow money before payday. It's an alternative to payday loans. Some apps don't charge interest. These apps all offer cash advances of at least $100. They do require some form of income, and some have better features than others. Also, many require you to subscribe to.